Neighborhood updates, market color, land and ownership economics — the things
I'd tell you over coffee, written down. No pressure, just honest numbers.
Condo dues on the coast are a stack of costs, not a price tag. How to read the budget, what Alabama law makes the seller hand over, and the one question to ask on the Florida side.
Florida has no state income tax and Alabama does. But Alabama taxes an owner-occupied home on a tenth of its value. Here is the worked math on both sides of the Perdido Key line.
Alabama will pay up to $10,000 toward a FORTIFIED roof. The catch most sellers find out too late: your home can't be listed for sale while the grant is in process.
A projection sheet says gross rent. Your deposit says something else. Here is where the money goes on a Gulf Shores rental, line by line, with the tax and license rules named.
Baldwin County inventory is down about 9 percent from last year, but asking prices are down too, and per-foot pricing fell faster. What that means if you're buying or selling this fall.
What BFE plus one foot of freeboard actually costs you, why fill can't fix a V-zone lot, and the five questions to ask before you write an offer on coastal Alabama dirt.
The bluff, the pier, and the two things nobody warns you about before you buy here: whether the land under the house is leased, and whether a Fairhope address is inside the city limits.
If you didn't list this summer, you didn't miss your window. Here's what actually changes on the Gulf Coast after Labor Day, and how to price and prep a fall listing.
Peak season shows you the traffic, the parking, the noise and the real beach access that a quiet winter tour never will. Then the market gets calmer. Use both.
Zero down isn't zero cost, BAH is a ceiling not a budget, and renting it out later doubles your Alabama tax assessment. Real numbers before you sign anything.
Why condo assessments keep landing, what they signal about your building, and how to decide between paying, appealing, or trading up. Plain numbers, no panic.
Perc tests, power poles, clearing costs, flood zones. The questions to ask before you write an offer on dirt, from someone whose family clears and builds on it.